FINANCIAL FRAUD INVESTIGATION

FINANCIAL FRAUD INVESTIGATION

Detective Service

TYPES OF FINANCIAL FRAUD



• Identity Theft

  Stealing someone’s personal data like bank details, credit card info, or identity documents to impersonate them and commit fraud. This may involve opening accounts, taking loans, or making purchases in the victim’s name.

• Payment Fraud

  Unauthorized transactions using compromised payment channels—such as credit card skimming, cloned cards, fake payment platforms, or chargeback scams.

• Account Takeover (ATO) Fraud

  Criminals hijack online accounts—bank, email, or social—to change credentials, transfer funds, or make purchases.

• Advance Fee and Fake Loan Schemes

  Scams where victims are asked for an upfront fee for services or earnings that never materialize. Includes fake loan offers, inheritance scams, or email/spam trickery.

• Investment Fraud

  Ponzi, Pyramid & Pump‑and‑Dump Schemes Ponzi schemes lure investors with high returns but pay older investors with new investor funds. Pyramid schemes rely on recruitment fees instead of real investments. Pump‑and‑dump schemes infl ate stock or crypto value through false hype, then collapse the price once insiders sell.

• Chit Fund Scams

  In India, fraudulent chit fund organizers collect pooled savings and then disappear—with no payouts—causing heavy losses.

• Corporate Fraud & Stealing money from your employer

  committed by insiders—such as manipulation of fi nancial statements, theft of company assets, bribery, or kickbacks by executives or employees.

• Bank & Mortgage Fraud

  This includes fake loan papers, forged cheques or signatures, lying about income for a mortgage, cheque scams, and using money in illegal ways.

• Insurance Fraud

  Claims for services or losses that never happened; staged accidents; infl ated billing; false applications or misreported health/income.

• Money Laundering

  Hiding illegal money by moving it through banks, fake companies, or property to make it look legal.

• Cybercrime and Phishing

  Scams via email (phishing), messages (smishing), voice calls (vishing), QR-code spoofi ng, or malware attacks—often stealing login credentials or funds.

• Tax Fraud and Market Manipulation

  Including false tax fi lings, insider trading, pump‑and‑dump manipulation in stock markets, or artifi cially infl ating company value.